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Cheque Fraud in Pakistan by Check Dishonor and Cheque Bounce

What is Cheque Fraud in Pakistan by Check Dishonor and Cheque Bounce

Cheque Fraud in Pakistan by Check Dishonor and Cheque Bounce is a common problem faced by both individuals and companies alike. Cheques which are presented as a form of payment, that do not clear either because they have Bounced (Due to not having the amount in the Bank account the Cheque is associated with) or that are not Authentic, is regarded as a Top Financial Crime in Pakistan.

Types of Cheque Fraud and Dishonour in Pakistan

Essentially, there are 5 ways that are commonly utilized by such crooks in Pakistan to commit Cheque Fraud by Cheque Dishonour and Cheque Bounce:-

  1. Altering A Cheque – This is a Cheque that was issued by the Account Holder but was modified and altered by someone else; Whether its the date, name or amount.
  2. Issuing a Counterfeit Cheque – These are Cheques that are not legitimately issued Cheques by the Bank.
  3. Forged Cheque – This is a Cheque which was not signed by the Account Holder, a Stolen Cheque.
  4. Using someone Else’s Cheque – This is a Cheque Stolen from someone and used Maliciously
  5. Dishonestly issuing a Cheque (Section 489F of the Pakistan Penal Code PPC) – “Whoever dishonestly issues a cheque towards re-payment of a loan or fulfillment of an obligation which  is  dishonoured  on  presentation,  shall  be punishable with imprisonment which may extend to  three years, or with  fine, or with both, unless can establish, for which the burden of proof shall rest on him, that he had made arrangements with his  bank  to  ensure  that  the  cheque  would  be honoured  and  that  the  bank was  at  fault  in  not honouring the cheque”.- Cheques issued with the intent of misleading all those involved in the transaction or if there are no funds in bank account is itself a crime.

How to Avoid Cheque Fraud and Cheque Dishonor and What to do if it happens

 

To avoid cheque fraud we would suggest:-

  1.  Keep your Cheque Book in a safe and secure place
  2. Keep on top of you monthly statements regularly
  3. Try to avoid cheques in favour of more modern approaches

If it has happened to you, we would recommend the following steps

How to get in touch with the Right Cheque Fraud Lawyer in Pakistan

Our Specialist Cheque Fraud and Cheque Dishonour Lawyer will analyze your case, and advise you best on how to proceed, depending on your current case, and your desired outcome. Once more, our Panel work on our “24Justice Fixed Fee” Basis, which means you will get the most reasonable price, and the most professional service available.

To find out more, Download Our Legal Services and Online Lawyers App From here or by Searching for “24Justice” from the Google Play Store. Once installed, upload your Query/Case/Question and one of our Trusted and Verified Legal Specialists will respond.
Alternatively, To speak to a Cheque Fraud and Cheque Dishonour Lawyer today, that can handle your case, Call (Or Whatsapp) 24 hours a day, 7 days a week on 0308 551 0031 (If you are trying to contact us from Abroad, Call or Whatsapp us on 0092 308 551 0031) of simply fill out this form below, and our Cheque Fraud and Cheque Dishonour Lawyer will call you back within 1 hour.

 

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